Fee Schedule
Current as of May 1, 2023
| Service | Fee |
|---|---|
| Account Balancing Assistance by Appointment | $25.00/hour |
| ACH Origination Return Fee | $35.00 each |
| ACH Return for Non-sufficient Funds | $35.00 per presentment |
| Additional Copies of Statement | $5.00/statement |
| ATM Surcharge (non members only) | $3.50 each |
| ATM/Debit Card Transaction Fee (non MACU ATMs) | $1.00 each |
| ATM/Debit/Visa Card Replacement - Instant Issue | $15.00/card |
| ATM/Debit/Visa Card Replacement - Mail Order | $10.00/card |
| Automatic Transfer from Overdraft | Free |
| CarFax Report | $34.99 each |
| Cashier Checks – (one free / day for MACU members) | $2.00 each, shared branching $3.00 |
| Christmas Club Early Withdraw Fee | $5.00 each |
| Copy of Share Draft (free on Online Banking) | $10.00 each |
| Dormant Account Fee (no activity for 12 months) | $5.00/month |
| Foreign Check Deposit Fee | $25.00/check (as low as) |
| GAP Insurance Policy (loan rules apply) | $450.00 (as low as) |
| Garnishments & Tax Levies | $35.00 each |
| Incoming/Outgoing Faxes | $2.00 |
| IRA Close Account Fee | $25.00 |
| IRA New Account Fee (based on account value) | $5.00 |
| IRA Yearly Maintenance Fee (based on account value) | $10.00 |
| Loan Application Fee (after 2 denials in 2 months) | $15.00 each |
| Loan Late Payment Fee | 10% of monthly payment (max $75) |
| Loan Processing Fee | 2% of amount borrowed (max $200) |
| Membership Number Replacement Fee | $15.00 |
| Money Orders | $2.00 each |
| Overdraft Privilege Fee (Courtesy Pay) | $35.00 per presentment |
| Return Mail Fee | $5.00/month |
| Return of Deposited Check – Business Accounts | $25.00 each |
| Return of Deposited Check – Personal Accounts | $10.00 each |
| Satisfaction of Mortgage Fee | $54.00 |
| Share Draft Returns for NSF | $35.00 per presentment |
| Share Draft/Check Printing | Price May Vary |
| Stop Payment on Share Draft or ACH | $15.00 |
| Transaction History Printout | $2.00 |
| Visa Balance Research Fee | $25.00 / hour (min. charge of 1 hour) |
| Visa Credit Card International Service Assessment Fee | 1% of trans. amt. |
| Visa Check Card Dispute – Chargeback | $25.00 each |
| Visa Debit Card International Service Assessment Fee | 1% of trans. amt. |
| Visa Late Payment Fee | $25.00/month |
| Visa Returned Payment Fee | $25.00/month |
| Visa Statement Copy Fee | $5.00/copy |
| VSI Fee (applies to Automobiles, RVs, and Boats) | $39.00/loan |
| Wire Transfers (Incoming) | $10.00 each |
| Wire Transfer (International-outgoing and incoming) | $35.00 each |
| Wire Transfer (Outgoing) | $20.00 each |
What our
Members say
Madison S.I had an amazing experience getting a loan for my first car purchase! It was a quick and easy process thanks to all the help from Shawna! She got me the best deal possible on a loan and was super helpful and explained everything so that I understood it all. I highly recommend!! Thanks a bunch Shawna :) I appreciate your help and love my new car!
