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Home Equity Lines of Credit

Did you know your home could be your next major funding source? Put that hard-earned equity to work today.

Key Features 

  • Competitive Rates
  • Anytime Access
  • Local Processing
  • Quick Decisions

Benefits

  • Turn the equity in your home into ongoing, affordable financing
  • Competitive rates for several ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
    • And much more
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit — as principal is repaid, more becomes available for use
  • Funds easily available via in-person to a specified checking account
  • The interest paid might be tax deductible*
  • Set up automatic payments to be deducted from your account monthly
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish
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What our
Members say

Ann is incredibly helpful and assisted with my home loan application by not only providing personalized estimates but also assisting with comparing Millstream's rates with other lenders, which vastly helped me make an informed decision that was best for me and my family. I cannot say enough good things about her and all that she has done for my family! Thanks Ann! :)

Zachary M.

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