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Christmas Club Account

The holidays should be a time of family, togetherness, and cheer — not a time of stress. So de-stress your holidays by saving in advance.

Key Features 

  • Competitive Dividends
  • No Monthly Maintenance Fees

Benefits

  • An easy way to save for the holidays
  • Available with any Share Savings Account
  • Reduce holiday debt and stress
  • Competitive dividends paid quarterly
    • On average daily balances of $100 or more
  • No monthly maintenance fee
  • Funds disbursed annually on November 1st (just in time!)
  • No withdrawal penalty between November 1st and December 31st
    • Penalty may apply for early withdrawal
  • Payroll deduction or direct deposit available
  • No minimum deposit to open
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What our
Members say

Ann is incredibly helpful and assisted with my home loan application by not only providing personalized estimates but also assisting with comparing Millstream's rates with other lenders, which vastly helped me make an informed decision that was best for me and my family. I cannot say enough good things about her and all that she has done for my family! Thanks Ann! :)

Zachary M.

Enjoy No Payments for 60 Days and a $100 Gas Card!